Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Identity theft can strike anyone at any time, which is why experts say checking your credit report regularly is essential.

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

CTOS is the easiest place to start because it's the most commonly referenced by lenders. Their scoring system ranges from 300 ...

Every Indian is entitled to one free credit report a year from each bureau, but most people never use this right or don’t ...

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

Regularly reviewing your credit report not only helps you catch inaccuracies, such as incorrect personal details, outdated account information, or wrongly reported late payments, but also acts as a ...

Wondering how your debt stacks up? See the national average at every age and get the best, practical tips to manage debt and ...

Identity theft is a serious crime that often results in substantial financial loss for victims, but when the perpetrator is a ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

A customer, typically a high school or college student, takes out a $1,000 loan from the bank. They make a monthly payment over the course of two years. The customer gets that money back, and they ...